CIBC
CIBC Smart Account for Newcomers
Newcomer chequing with a promotional fee waiver.
- Monthly fee
- No monthly fee for up to 24 months (promotion)
- Transfers
- Unlimited Interac e-Transfer; $0 fees to 130+ countries
Part of Students and Newcomers
Compare student and newcomer products by eligibility, everyday costs and what happens when introductory benefits end. Confirm which documents the provider accepts before applying.
Compare the 6 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
CIBC
Newcomer chequing with a promotional fee waiver.
RBC Royal Bank
A student chequing account with no monthly fee and unlimited debits.
RBC Royal Bank
RBC banking and credit offers for newcomers to Canada.
Full details for RBC Newcomer Advantage (opens in new tab)Scotiabank
Newcomers get no monthly fee for the first year.
TD Canada Trust
TD's account and credit card options for newcomers.
Full details for TD New to Canada Banking Package (opens in new tab)TD Canada Trust
TD's chequing account for students.
Check student status, residency requirements and accepted identification.
Compare regular fees as well as temporary student or newcomer benefits.
Review banking access, transfers and credit options that fit your needs.
Student or newcomer status does not guarantee approval or access to every advertised benefit.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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