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CIBC Smart Account for Newcomers

Newcomer chequing with a promotional fee waiver.

Confirm terms with CIBC

Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Monthly fee

No monthly fee for up to 24 months (promotion)

Provider source
Transfers

Unlimited Interac e-Transfer; $0 fees to 130+ countries

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Not confirmed

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Eligibility

Check student status, residency requirements and accepted identification.

Ongoing costs

Compare regular fees as well as temporary student or newcomer benefits.

Useful access

Review banking access, transfers and credit options that fit your needs.

Student or newcomer status does not guarantee approval or access to every advertised benefit.

Compare alternatives

Sources and important limitations

Official provider information for CIBC Smart Account for Newcomers

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

Editorial policy · Affiliate disclosure