Part of Registered and Retirement Accounts
Choose a registered account by its purpose, eligibility and contribution rules before comparing providers. An account's tax treatment is separate from the investments held inside it.
Compare the 3 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
CI Direct Investing
Retirement income fund available in the registered-account lineup. Spousal RIF and locked-in income options are listed separately.
Desjardins Disnat
Self-directed retirement income fund. Holding a RRIF is a listed inactivity-fee waiver condition; investment selection and other trading charges remain relevant.
RBC Royal Bank
A Registered Retirement Income Fund at RBC to draw income from RRSP savings.
Full details for RBC RRIF (opens in new tab)Distinguish retirement, first-home and education saving needs.
Verify contribution room, residency rules and withdrawal conditions.
Compare administration, investment and transfer fees, plus available holdings.
Contribution limits and tax consequences depend on the account and your circumstances. Check CRA guidance before contributing.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Canada Revenue Agency: registered plans.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.
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