Quebec has its own financial regulator, the Autorité des marchés financiers (AMF), which insures deposits at Quebec institutions such as Desjardins caisses. Bodily injury from car accidents is covered by the public SAAQ plan, while property damage coverage is bought from private insurers.
The AMF's deposit insurance covers eligible deposits at authorized Quebec institutions up to CAD 100,000 per category. Federally regulated banks are covered by CDIC.
The SAAQ public plan covers bodily injury for everyone, regardless of fault. Civil liability for property damage, at least CAD 50,000, must be bought from a private insurer.
Quebec charges 9.975% QST plus 5% GST. Each municipality collects a property transfer duty, often called the welcome tax, after a purchase. Quebec residents file a separate provincial tax return with Revenu Québec.
These products name Quebec in the availability terms the provider publishes. Most listings do not state provincial availability yet, so check other categories too.
Sonnet Insurance
Car insurance offers protection against vehicle repair or replacement costs and responsibility for damage or injuries caused to others while driving. Drivers can customize and buy their policy online in Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I.
belairdirect
Car insurance helps drivers stay protected on the road. The quote page specifically lists car insurance in Alberta, Quebec and Ontario.
Sonnet Insurance
Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.
Sonnet Insurance
Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.
BDC
Financing to buy, merge with or take over a Canadian business, including some transaction costs.
BDC
A loan that pays suppliers directly so a business can fill large customer orders.
BDC
A loan for hardware, software, cybersecurity, digital infrastructure and expert IT advice.
BDC
A loan for growth projects such as inventory, supplier payments, new markets and hiring, without using everyday cash.
Federation of African Canadian Economics
Loans up to CAD 250,000 for Black business owners across Canada.
Futurpreneur
Equity-free startup financing plus mentorship for entrepreneurs aged 18 to 39 starting or buying a business.
Women's Enterprise Organizations of Canada
Loans up to CAD 50,000 with business support for women entrepreneurs across Canada.
These institutions operate in Quebec. Membership and residence rules vary, and not every product they offer is available everywhere.
Limits and rules can change. Confirm current terms with the provincial body before relying on them. This is general information, not financial advice.
Finvilo