Vancouver owners can face three layers on top of ordinary property tax: the City's Empty Homes Tax, the provincial speculation and vacancy tax, and, on higher-value homes, BC's additional school tax. Each requires its own declaration or exemption, so missing one can cost you even if you live in the home.
Every Vancouver residential owner must submit an annual property status declaration. Homes that are not a principal residence or rented long-term may be taxed.
Claim the provincial home owner grant each year if the home is your principal residence; it reduces your property tax bill.
No offer in our catalog is restricted to this city alone. Rates for banking, cards, loans and mortgages are set nationally or provincially, so the offers below are the ones confirmed for the whole province.
These products name British Columbia in their published availability terms. Deposit insurance and car insurance rules for Vancouver follow the British Columbia rules.
ICBC
Basic Autoplan is mandatory vehicle insurance in British Columbia and includes Enhanced Accident Benefits and Basic Vehicle Damage Coverage. Basic Vehicle Damage Coverage applies when the other driver is responsible; repairs when you are responsible require optional Collision coverage.
Community Futures British Columbia
Repayable financing through local offices for startups, existing businesses and social enterprises in BC.
Sonnet Insurance
Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.
Sonnet Insurance
Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.
WeBC
Loans up to CAD 150,000 for women starting, buying or growing businesses in British Columbia.
Tax rates and programs change each year. Confirm current amounts with the city or province before you rely on them. This is general information, not financial or tax advice.
Finvilo