RBC Insurance

RBC Insurance

Car insurance

Car insurance provides financial protection and assistance getting back on the road when something happens to your car. It suits drivers and can be bundled with insurance for a primary home, condo or rental residence; covered repairs have a lifetime guarantee when completed within the preferred vendor network.

Repair guarantee

Lifetime guarantee on covered repairs completed within the preferred vendor network

RBC Insurance

RBC Critical Illness Insurance

Provides a one-time lump sum that can be used for lost income, debt, bills or recovery costs. It suits people wanting flexibility during serious illness; early assistance applies only to qualifying covered conditions.

Coverage amount

$25,000 to $3,000,000

Early assistance

20% of benefit amount, up to $50,000, for 8 early assistance covered conditions

RBC Insurance

RBC Fundamental Series

Injury-only disability coverage with optional illness coverage.

Application

3 pre-qualifying questions for injury-only

Benefit period

Two years (illness), five years or to age 70

Optional coverages

Illness coverage; return to work assistance

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RBC Simplified Disability Insurance

Monthly income benefits for covered injuries or illnesses.

Starting premium

As low as $10.50 per month (injury-only)

Monthly benefit

$500, $1,000 or $1,500, up to 75% of gross monthly income

Eligibility

Ages 18 to 55, working at least 30 hours per week

Benefit period

Up to two years

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Home insurance

Home insurance offers coverage to protect you, your property and your belongings from unexpected events. It provides options for homeowners, condo owners and tenants, and increasing deductibles can reduce premiums.

Policy types

Homeowner’s insurance; condo insurance; tenant insurance; seasonal or other property insurance

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RBC Growth Insurance

Participating whole life coverage with tax-deferred growth.

Coverage amount

$25,000 to $25,000,000

Cash value

Guaranteed cash value accessible after 5th policy year

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RBC Growth Insurance Plus

Participating whole life with early guaranteed cash value access.

Coverage amount

$250,000 to $25,000,000

Cash value

Accessible after 1st policy year; policy loans available

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RBC Universal Life Insurance

Lifetime protection combined with tax-advantaged investing.

Eligible ages

0 to 85

Structure

Single or joint coverage

Compassionate advance

Up to 50% of death benefit, maximum $250,000

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Tenant insurance

Tenant insurance protects belongings, additional living expenses and liability for people renting an apartment, house or condo unit. It covers a wide range of risks, but certain personal belongings have special limits.

Coverage included

Personal belongings; living expenses; liability

Deductible

$1,000

Liability coverage

$1,000,000 to $2,000,000

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RBC Simplified® Term Life Insurance

Offers temporary life insurance protection for short-term needs with a route to lifetime coverage. It suits people seeking a quick online application; conversion to permanent insurance without medical proof is available until age 71.

Coverage amount

$50,000 to $1,000,000

Term lengths

10 to 40 years

Conversion

Until age 71 without medical proof