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Desjardins Insurance

We list 4 Desjardins Insurance products, grouped by type below. Details come from Desjardins Insurance's own published pages; anything it does not publish is left out. We have not personally tested these products.

Official Desjardins Insurance website

Critical illness

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Desjardins Insurance

Critical illness insurance

Provides a tax-free payment following a covered diagnosis to help pay medical expenses, unexpected costs or help at home. It suits people seeking financial support during serious illness; the diagnosis must meet the definition in the policy.

Coverage amount
$10,000 to $4,000,000
Covered conditions
26 critical illnesses and conditions
Full details for Critical illness insurance (opens in new tab)

Disability

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Disability insurance

Replaces a portion of income with monthly benefits when an accident or illness prevents work. It suits employees and self-employed people, including those topping up other benefits; benefit amounts depend on income and job type.

Monthly benefit
$400 to $15,000 depending on income and job type
Waiting period
Between 0 and 2 years depending on the option chosen
Full details for Disability insurance (opens in new tab)

Health

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Desjardins Insurance

Personal health insurance

Helps pay everyday and unexpected healthcare expenses, with dental options and professional healthcare services. It suits self-employed or part-time workers and people without group insurance; included benefits and reimbursement vary between the Basic and Enhanced plans and selected add-ons.

Plans
Basic plan and Enhanced plan
Full details for Personal health insurance (opens in new tab)

Life

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Desjardins Insurance

Permanent life insurance

Provides lifelong protection and a tax-free death benefit for final expenses, inheritance or charitable giving. It suits people seeking lasting financial support for loved ones; coverage continues as long as premiums are paid.

Payment periods
10, 15 or 20 years, or to age 65 or 100
Cash surrender
Available as of the fifth year
Full details for Permanent life insurance (opens in new tab)

Rates and fees change. Confirm current terms with Desjardins Insurance before applying. General information, not personalized advice.