TD Canada Trust
TD Canada Small Business Financing Loan
A government-backed loan for eligible business property, equipment, leasehold improvements, intangible assets and operating expenses.
Provider information link, not an application on this site.
Recorded fees, rates and features
Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.
- Maximum amount
CAD 1,000,000
Provider source- Sublimits
Up to CAD 500,000 for equipment and leaseholds, including up to CAD 150,000 for intangibles and working capital
Provider source- Financing coverage
Up to 90% of eligible asset costs
Provider source- Amortization
Up to 15 years; up to 25 years may be available for real property
Provider source- Rate type
Fixed and floating, monthly repayments
Provider source- Personal guarantee
Required, starting at 25% of the loan amount
Provider source- Registration fee
One-time 2% federal registration fee
Provider source- Eligibility
Businesses operating or about to operate in Canada with gross revenue under CAD 10 million; farming excluded
Provider source
Eligibility and provincial availability
- Provinces and territories
- Not confirmed
- Application requirements
- Businesses operating or about to operate in Canada with gross revenue under CAD 10 million; farming excluded
Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.
Is this a fit for you?
Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.
Cost of funding
Compare interest, origination charges, repayment deductions and the total cost.
Cash flow fit
Check repayment timing against your business income and seasonal changes.
Personal exposure
Ask about collateral, personal guarantees and what happens if payments are missed.
Do not treat a factor rate as an annual interest rate. Ask the provider to explain the repayment calculation.
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Sources and important limitations
Official provider information for TD Canada Small Business Financing Loan
Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.
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