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TD Canada Trust

TD Canada Small Business Financing Loan

A government-backed loan for eligible business property, equipment, leasehold improvements, intangible assets and operating expenses.

Confirm terms with TD Canada Trust

Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Maximum amount

CAD 1,000,000

Provider source
Sublimits

Up to CAD 500,000 for equipment and leaseholds, including up to CAD 150,000 for intangibles and working capital

Provider source
Financing coverage

Up to 90% of eligible asset costs

Provider source
Amortization

Up to 15 years; up to 25 years may be available for real property

Provider source
Rate type

Fixed and floating, monthly repayments

Provider source
Personal guarantee

Required, starting at 25% of the loan amount

Provider source
Registration fee

One-time 2% federal registration fee

Provider source
Eligibility

Businesses operating or about to operate in Canada with gross revenue under CAD 10 million; farming excluded

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Businesses operating or about to operate in Canada with gross revenue under CAD 10 million; farming excluded

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Cost of funding

Compare interest, origination charges, repayment deductions and the total cost.

Cash flow fit

Check repayment timing against your business income and seasonal changes.

Personal exposure

Ask about collateral, personal guarantees and what happens if payments are missed.

Do not treat a factor rate as an annual interest rate. Ask the provider to explain the repayment calculation.

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Sources and important limitations

Official provider information for TD Canada Small Business Financing Loan

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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