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BMO Insurance

Critical Illness Insurance

Provides a lump sum following a covered critical illness to help with medical costs, home care or other recovery expenses. It suits people seeking support beyond provincial healthcare; the insured must satisfy the applicable survival period before payment.

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Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Covered conditions

25 covered conditions

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Not confirmed

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Coverage

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Out-of-pocket costs

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Policy conditions

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Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

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Sources and important limitations

Official provider information for Critical Illness Insurance

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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