FinviloCIBC
CIBC Personal Loan
CIBC personal loan with secured and unsecured options.
- Term
- 1 to 5 years
- Minimum loan
- $3,000
- Maximum amount
- Unsecured up to $200,000
- Prepayment
- Pay off all or part at any time without penalty
Unsecured loans
Part of Personal Loans
Compare loans by the total repayment cost, not just the monthly payment. A longer term can make payments smaller while keeping you in debt longer.
Compare the 5 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
Fairstone
Fairstone Unsecured Personal Loan
Fairstone unsecured loans for bills, consolidation and unexpected costs.
- Amount
- $500 to $25,000
- Rate
- NL and MB residents: 29.99% to 34.99%
- Fees
- NSF charge of $45 on returned payments
Lendful
Lendful Personal Loan
Online unsecured personal loans for debt consolidation and large expenses.
Full details for Lendful Personal Loan (opens in new tab)Scotiabank
ScotiaLine Personal Line of Credit
Revolving personal credit with flexible access and repayment. This listing is for the personal product, not its real-estate-secured counterpart.
- Provincial availability
- Not confirmed. Ask the provider about residence and membership requirements.
- Amount
- Credit limits from $5,000 up to $75,000
- Repayment
- Flexible repayment options
- Structure
- No need to reapply
Spring Financial
Spring Financial Personal Loan
Online personal loans from a non-bank lender, including options for people rebuilding credit.
- Amount
- $500 to $35,000
- Term
- 6 to 84 months
- Eligibility
- All credit scores welcome
What to check before choosing unsecured loans
Total cost
Request the interest rate, all fees and the total amount repayable.
Repayment flexibility
Check payment frequency, early repayment rules and missed-payment consequences.
Security and approval
Confirm whether collateral is required and which eligibility checks apply.
An advertised rate is not necessarily the rate you will qualify for. Secured borrowing puts collateral at risk.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.