Fixed and variable mortgages, renewals, refinancing and home equity in Canada.
Compare mortgages by rate, term, repayment flexibility and the cost of changing or ending the loan. The lowest advertised rate may come with restrictions that matter later.
TD Canada Trust
Financing for buying or improving business property, with different prepayment conditions for fixed and variable rates.
CIBC
Fixed and variable rate mortgages from CIBC.
Full details for CIBC Mortgages (opens in new tab)BDC
Financing to purchase, build or renovate business premises. Initial interest-only payments may defer principal repayment, subject to conditions.
Desjardins
Mortgages from Desjardins caisses, mainly in Quebec and Ontario.
Full details for Desjardins Mortgage (opens in new tab)Home Trust
Mortgages from an alternative lender for borrowers who may not fit bank criteria, offered through mortgage brokers.
Full details for Home Trust Residential Mortgages (opens in new tab)National Bank of Canada
Mortgages from National Bank, including the All-In-One account option.
Full details for National Bank Mortgages (opens in new tab)RBC Royal Bank
RBC's combined mortgage and home equity line of credit.
Full details for RBC Homeline Plan (opens in new tab)RBC Royal Bank
Fixed and variable rate mortgages from RBC, including options for first-time buyers.
Full details for RBC Mortgages (opens in new tab)Scotiabank
Fixed and variable rate mortgages from Scotiabank.
Full details for Scotiabank Mortgages (opens in new tab)TD Canada Trust
Fixed and variable rate mortgages from TD for buying, renewing or switching.
Full details for TD Mortgages (opens in new tab)Understand fixed versus variable rates and distinguish the mortgage term from amortization.
Check prepayment privileges, portability and refinancing conditions.
Ask about penalties, appraisal fees, legal costs and discharge fees.
Your rate and approval depend on lender criteria and your circumstances. Confirm provincial legal costs and requirements.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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