Finvilo

Disability

Part of Insurance

Compare insurance policies by what they cover, what they exclude and what you would pay when making a claim. A lower premium does not necessarily mean equivalent protection.

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Desjardins Insurance

Disability insurance

Replaces a portion of income with monthly benefits when an accident or illness prevents work. It suits employees and self-employed people, including those topping up other benefits; benefit amounts depend on income and job type.

Monthly benefit
$400 to $15,000 depending on income and job type
Waiting period
Between 0 and 2 years depending on the option chosen
Full details for Disability insurance (opens in new tab)

What to check before choosing disability

Coverage

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Out-of-pocket costs

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Policy conditions

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Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

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Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

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