Finvilo

Condo insurance

Part of Insurance

Compare insurance policies by what they cover, what they exclude and what you would pay when making a claim. A lower premium does not necessarily mean equivalent protection.

Compare the 7 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.

Square One Insurance logo

Square One Insurance

Condo

Condo policies address the insurance needs of condo owners, including personal property and improvements to the unit. The page also identifies damage to other units as a protection need specific to condo ownership.

Coverage options
Personal property; improvements to the unit; damage to other units
Full details for Condo (opens in new tab)
Aviva Canada logo

Aviva Canada

Condo insurance

Condo insurance covers unit contents, upgrades and personal liability for condo owners. Optional add-ons are available, but availability varies by province.

Coverage included
Contents; unit upgrades; personal liability of at least $1 million
Optional coverages
Water Protection; Earthquake Insurance; Claim Protector; Disappearing Deductible
Full details for Condo insurance (opens in new tab)
The Co-operators logo

The Co-operators

Condo insurance

Condo insurance protects personal items, liability and upgrades inside an owned condo unit. It can also cover a portion of the condo corporation’s deductible up to $25,000 for an insured loss; Quebec clients are directed to separate coverage details.

Coverage included
Personal items; liability; unit upgrades; deductible protection
Optional coverages
Comprehensive water; earthquake coverage
Full details for Condo insurance (opens in new tab)
CAA Insurance (Ontario/South Central Ontario) logo

CAA Insurance (Ontario/South Central Ontario)

Condominium Insurance

Condominium Insurance protects personal belongings, suite upgrades and the family’s legal liability to others and their property. It suits condo owners because the condo corporation’s insurance does not cover personal belongings or suite upgrades.

Coverage included
Personal belongings; suite upgrades; family legal liability
Full details for Condominium Insurance (opens in new tab)

What to check before choosing condo insurance

Coverage

Compare covered events, benefit limits, exclusions and waiting periods.

Out-of-pocket costs

Check premiums, deductibles and any co-payments.

Policy conditions

Review renewal terms, cancellation rules and claims requirements.

Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.