Finvilo

Repayment tools

Part of Debt Solutions

Compare debt options by total cost, legal consequences and whether the payments are sustainable. Debt consolidation is not the same as a consumer proposal or bankruptcy.

Compare the 2 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.

What to check before choosing repayment tools

Repayment outcome

Compare the full amount owed, interest, fees and expected timeline.

Credit and legal effects

Ask how each option affects credit reporting, assets and creditors.

Qualified help

Check credentials and understand whether you are speaking to a lender, counsellor or licensed insolvency trustee.

Consumer proposals and bankruptcies require a licensed insolvency trustee. Seek qualified advice before deciding.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Office of the Superintendent of Bankruptcy.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.