FinviloCR
Credit Canada
Credit Canada Debt Consolidation Program
Negotiates one lower monthly payment on unsecured debt, with interest reduced or waived.
- Covered debt
- Unsecured debt
- Repayment
- A single, lower monthly payment
- Interest
- Waived or reduced
Debt management
Part of Debt Solutions
Compare debt options by total cost, legal consequences and whether the payments are sustainable. Debt consolidation is not the same as a consumer proposal or bankruptcy.
Compare the 2 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
Credit Counselling Canada
Credit Counselling Canada Member Agencies
Directory of non-profit credit counselling agencies across Canada.
Full details for Credit Counselling Canada Member Agencies (opens in new tab)What to check before choosing debt management
Repayment outcome
Compare the full amount owed, interest, fees and expected timeline.
Credit and legal effects
Ask how each option affects credit reporting, assets and creditors.
Qualified help
Check credentials and understand whether you are speaking to a lender, counsellor or licensed insolvency trustee.
Consumer proposals and bankruptcies require a licensed insolvency trustee. Seek qualified advice before deciding.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Office of the Superintendent of Bankruptcy.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.