FinviloCredit union lines of credit: Prospera vs Conexus vs Affinity
Credit unions often lend only to members in their province. These three publish line of credit terms for Western Canadian members.
| Feature |  Personal line of creditProspera |  QuickLineConexus Credit Union | Affinity Credit Union |
|---|---|---|---|
| Where available | Not confirmed. Ask the provider about residence and membership requirements. | Not confirmed. Ask the provider about residence and membership requirements. | Not confirmed. Ask the provider about residence and membership requirements. |
| Minimum payments | Interest-only monthly payments; some or all of the balance may be repaid at any time. | Not confirmed | Not confirmed |
| Minimum credit limit | CAD 5,000 or more | Not confirmed | Not confirmed |
| Repayment | Not confirmed | Fixed principal-and-interest payments or interest-only payments may be available, subject to conditions. | Not confirmed |
| Prepayment | Not confirmed | No prepayment penalty; the balance can be paid down at any time. | Not confirmed |
| Account connection | Not confirmed | Not confirmed | Connected directly to chequing and described by the provider as sometimes referred to as overdraft protection. |
| Details | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page |
Our take
Membership and province matter first. Then compare minimum limits and payment options, and ask for the rate you would actually receive.
Rates and fees change. Confirm current terms on the provider's official page before applying. General information, not personalized advice.