FinviloBDC
BDC Franchise Financing
BDC loans to buy or open a franchise.
Full details for BDC Franchise Financing (opens in new tab)Franchise funding
Part of Business Financing
Match business financing to what the money will fund and when the business can repay it. Short-term cash flow needs and long-lived equipment require different comparisons.
Compare the 3 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
CIBC
Commercial Franchise Financing
Customized commercial financing for franchise operators with larger borrowing needs and specialist support.
- Terms
- Customized proposal; rates, security and repayment Not confirmed.
- Uses
- Day-to-day expenses, additional locations and franchise improvements.
- Borrowing focus
- Needs over CAD 1 million.
BDC
Start-up Financing
Financing for young businesses already operating and generating revenue, not a general pre-launch funding offer.
- Uses
- Assets, start-up fees, marketing, website development and consulting.
- Maximum financing
- Up to CAD 150,000, subject to approval.
- Eligibility
- Based in Canada, at least 12 months in business, generating revenue and a good credit track record.
- Maximum amount
- Up to $150,000
What to check before choosing franchise funding
Cost of funding
Compare interest, origination charges, repayment deductions and the total cost.
Cash flow fit
Check repayment timing against your business income and seasonal changes.
Personal exposure
Ask about collateral, personal guarantees and what happens if payments are missed.
Do not treat a factor rate as an annual interest rate. Ask the provider to explain the repayment calculation.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.