FinviloScotiabank
Basic Bank Account
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $3.95
- Transactions included
- 18
Chequing
Part of Banking
Compare bank accounts by the transactions you use, the fees you would actually pay and how you access your money. A fee waiver is only useful if you can meet its conditions.
Compare the 43 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
Desjardins
Basic plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $1,500 is maintained throughout the month.
- Monthly fee
- $3.95
- Transactions included
- 12
Scotiabank
Basic Plus Bank Account
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $11.95
- Transactions included
- 25
BMO
Blue Rewards
A chequing option with unlimited monthly transactions. It earns Blue Points on eligible debit purchases.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
TD Canada Trust
Borderless Plan
A U.S.-dollar account for frequent travellers, with a fee rebate when the required balance is maintained.
- Monthly fee
- $4.95 U.S
- Transactions included
- Unlimited
CIBC
CIBC Everyday® Chequing Account
A basic chequing account with 18 included monthly transactions. Transactions above the allowance cost extra.
- Monthly fee
- $4.00
- Transactions included
- 18
CIBC
CIBC Smart™ Account
A chequing account with unlimited transactions and three tiers of benefits based on eligible balances. Monthly fee rebates are available when balance conditions are met.
- Monthly fee
- $16.95 or $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Apprentices
A chequing option for eligible skilled trades apprentices with unlimited transactions and partner discounts.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Foreign Workers
A chequing option for foreign workers with unlimited transactions and access to international money transfers.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Newcomers
A newcomer chequing option with unlimited transactions and access to international money transfers.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account with CIBC Smart™ for Students
Unlimited everyday banking for full-time students graduating at age 25 or older, with no monthly fee while in school.
- Monthly fee
- $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account with CIBC Smart™ Start
A chequing option with unlimited transactions and no monthly fee until age 25.
- Monthly fee
- $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ for Seniors with a CIBC Everyday® Chequing Account
A basic chequing option for seniors over 65 with 18 included monthly transactions and no monthly fee.
- Monthly fee
- $0
- Transactions included
- 18
CIBC
CIBC Smart™ for Seniors with a CIBC Smart™ Account
A chequing option for clients over 65 with unlimited transactions and no monthly account fee.
- Monthly fee
- $0
- Transactions included
- Unlimited
Desjardins
Everyday account (chequing account)
An everyday transaction account available with a transaction plan or individual transaction charges. Desjardins has a caisse network across Quebec and Ontario.
Full details for Everyday account (chequing account) (opens in new tab)Desjardins
Intermediate plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $3,000 is maintained throughout the month.
- Monthly fee
- $10.95
- Transactions included
- 30
Simplii Financial
No Fee Chequing Account
An everyday account with no monthly fee or minimum balance. Unlimited debit purchases, bill payments and withdrawals are included.
Full details for No Fee Chequing Account (opens in new tab)Tangerine
No-fee daily Chequing Account
An everyday account with no monthly fee or minimum balance. It includes unlimited debit purchases, bill payments and pre-authorized transactions.
- Transactions included
- Unlimited number of daily transactions
BMO
Performance
A chequing option with unlimited monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
EQ Bank
Personal Account
A combined everyday banking and savings account with no everyday banking fees. The listed rate here is the base rate, excluding conditional bonus interest.
- Savings interest rate
- 1.50%
BMO
Plus
A chequing option with 25 monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $12.95
- Transactions included
- 25
BMO
Practical
A chequing option with 12 monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $4.00
- Transactions included
- 12
Scotiabank
Preferred Package
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $16.95
- Transactions included
- Unlimited
Scotiabank
Preferred Package for Students and Youth
A chequing account without monthly fees for people under 25 or enrolled full-time at a Canadian or U.S. post-secondary institution.
- Monthly fee
- $0
- Transactions included
- Unlimited
BMO
Premium
A chequing option with unlimited monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
RBC Royal Bank
RBC Advantage Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $12.95
RBC Royal Bank
RBC Advantage Banking for students
A student chequing account with no monthly fee and unlimited debits.
- Monthly fee
- $0 for full-time students
- Transfers
- Free Interac e-Transfer transactions
- Card rebate
- Up to $48 rebate on an eligible credit card annual fee
RBC Royal Bank
RBC Day to Day Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $4
RBC Royal Bank
RBC Signature No Limit Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $16.95
RBC Royal Bank
RBC U.S. Personal Account
A U.S.-dollar chequing account with six debits each month. Additional debits have a separate charge.
- Monthly fee
- $3/month USD
- Transactions included
- 6
RBC Royal Bank
RBC VIP Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $30
TD Canada Trust
TD All-Inclusive Banking Plan
Includes unlimited banking transactions and selected credit card annual fee rebates.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
TD Canada Trust
TD Every Day Chequing Account
Includes 25 transactions per month plus unlimited public transit transactions.
- Monthly fee
- $11.95
- Transactions included
- 25
TD Canada Trust
TD Minimum Chequing Account
Includes 12 transactions, with up to two full-service transactions, plus unlimited public transit transactions.
- Monthly fee
- $3.95
- Transactions included
- 12
TD Canada Trust
TD Student Chequing Account
TD's chequing account for students.
- Monthly fee
- $0
- Transactions included
- Unlimited
- Minimum balance
- None
TD Canada Trust
TD Unlimited Chequing Account
Includes unlimited transactions and no TD ATM fee at ATMs in Canada.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
National Bank of Canada
The Connected®
A banking package with unlimited digital transactions and Interac e-Transfers. The fixed monthly fee can be waived by maintaining the required balance.
- Monthly fee
- $15.95
- Transactions included
- Unlimited digital transactions
National Bank of Canada
The Minimalist®
A basic banking package with 18 digital transactions per month, including Interac e-Transfers. Eligible groups receive a monthly fee waiver.
- Monthly fee
- $3.95
- Transactions included
- 18 digital transactions
National Bank of Canada
The Total®
A banking package with unlimited digital and in-person transactions, annual cheques and legal assistance. A balance-based monthly fee waiver is available.
- Monthly fee
- $28.95
- Transactions included
- Unlimited digital and in-person transactions
TD Canada Trust
U.S. Daily Interest Chequing Account
A U.S.-dollar account that pays interest and has no monthly fee.
- Monthly fee
- $0
Scotiabank
Ultimate Package
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
Desjardins
Unlimited plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $4,000 is maintained throughout the month.
- Monthly fee
- $15.95
- Transactions included
- Unlimited transactions
Desjardins
Unlimited Plus plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $5,000 is maintained throughout the month.
- Monthly fee
- $23.95
- Transactions included
- Unlimited transactions
What to check before choosing chequing
Everyday costs
Check monthly charges, transaction limits, e-Transfer terms and ATM fees.
Access to your money
Compare branch access, mobile banking, withdrawal limits and account holds.
Savings terms
Separate the ongoing interest rate from a temporary promotion and check any conditions.
A bank's presence in a province does not confirm that every account is available there.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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